Which exchange has the lowest fees?

For spot, OKX is lowest at roughly 0.08%; for futures, Kraken is lowest at roughly 0.02%. Overall Binance has the widest asset list and deepest liquidity, and with referral code SHZB888 you pay 20% less on top, so the real cost is usually lower.

How is the Binance fee calculated?

Standard spot fees are 0.1% maker and 0.1% taker. Standard futures fees are 0.02% maker and 0.05% taker. With referral code SHZB888 you pay 80% of whatever rate you qualify for.

Do Binance fees drop as volume grows?

Yes. Binance tiers fees by VIP level based on 30-day volume. Higher volume means a lower tier, and both spot and futures rates fall, down to roughly 0.02% at the top.

Do the referral discount and VIP tier stack?

Yes. Your VIP tier sets the base rate, and the referral code returns 20% of that. Both apply at the same time.

2026 RATES · REGULARLY UPDATED

Crypto Exchange Fee Comparison 2026

Binance, OKX, Bybit, Coinbase and Kraken fees compared side by side. Register with SHZB888 and pay 20% less on every spot and futures trade.

Referral Code SHZB888

1. Spot fee comparison (standard VIP 0)

Exchange	Maker (limit)	Taker (market)	With referral code
Binance	0.1000%	0.1000%	−20% on all
OKX	0.0800%	0.0800%	—
Bybit	0.1000%	0.1000%	—
Coinbase	0.4000%	0.6000%	—
Kraken	0.1600%	0.2600%	—

Maker (limit) means you place an order on the book and wait for it to fill. Taker (market) means you take liquidity immediately. Maker fees are always lower — see how to reduce Binance fees for the full breakdown.

2. Futures fee comparison (standard VIP 0)

Exchange	Maker	Taker	Funding rate
Binance	0.0200%	0.0500%	Floating, settled between longs and shorts
OKX	0.0200%	0.0500%	Floating
Bybit	0.0200%	0.0550%	Floating
Coinbase	0.0600%	0.0600%	Floating
Kraken	0.0200%	0.0250%	Floating

Futures also involve funding fees — you either pay or receive them from the counterparty. Over long holds this can cost more than the trading fee itself.

3. Binance VIP tier fee table

VIP tier	30-day volume (USDT)	Spot maker	Spot taker	Futures maker	Futures taker
VIP 0	< 10,000	0.1000%	0.1000%	0.0200%	0.0500%
VIP 1	≥ 10,000	0.0900%	0.0900%	0.0165%	0.0450%
VIP 2	≥ 50,000	0.0800%	0.0800%	0.0150%	0.0400%
VIP 3	≥ 250,000	0.0700%	0.0700%	0.0135%	0.0350%

With referral code SHZB888 every row above drops by another 20%. So VIP 0 spot taker at 0.1% becomes an effective 0.08%.

4. Which one should you pick?

Newcomer / small volume

Binance with SHZB888. The widest asset list, beginner-friendly tutorials, low fees, and Earn products for idle balances.

High-frequency / large futures volume

Check your VIP tier first. Binance VIP 3 futures taker is 0.035%, or about 0.028% with the referral discount.

Spot only, lowest rate matters

OKX spot maker at 0.08% is slightly lower, but weigh asset coverage and withdrawal fees.

Based in the US, compliance first

Coinbase costs clearly more, but it is the most fully regulated and has the most complete KYC.

Want your real cost? Use the fee calculator — it is clearer than reading tables.

Affiliate disclosure: This is an independent Binance referral partner. We may receive a commission if you register and trade through our links, at no extra cost to you. Rates shown are each exchange's published standard-tier rates and change over time — check each exchange's official fee page before trading. Crypto trading carries substantial risk of loss. Not investment advice.