New to derivatives? Here is how Binance's spot and futures fees differ in 2026 — and why the per-trade rate is only half the story.
| Market | Maker | Taker | Note |
|---|---|---|---|
| Spot | ~0.1% | ~0.1% | Applies to each buy/sell |
| USD-M Futures | ~0.02% | ~0.04% | Lower rate, but leverage multiplies exposure |
| COIN-M Futures | ~0.02% | ~0.05% | Settled in the underlying coin |
Rates are approximate standard levels and drop with BNB payments and higher VIP tiers. Confirm on Binance's official fee schedule.
Futures fees look tiny per trade, but leverage multiplies your position size. A 0.04% taker fee on 10x leverage is effectively ~0.4% of your own margin per round trip. Futures can be cheaper for large notional, but the risk is also larger. Only trade what you understand.
Referral code SHZB888 cuts both spot and futures trading fees by 20%. That is the single easiest discount to apply — just use it at sign-up.